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Payment Modes

PAYMENT METHODS


How do I pay for a purchase from Samantahomestore?

Samantahomestore offer you multiple payment methods. Whatever your online mode of payment, you can rest assured that Samanta Furniture’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking to make your purchase.

We also accept payments made using Visa, MasterCard, Maestro and EMI payment option in India.


Are there any extra charges when I make a purchase on Samantahomestore?

Yes, you have to pay the payment gateway charges on product price at the time of making online payment. The charges will be calculated at the payment gateway page at the time of filling up your bank card details.

Delivery charges may be extra depending on location but for Kolkata customers we offer Free Shipping.


How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India.

 

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

 

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.


Is it safe to use my credit/debit card on Samantahomestore?

Your online transaction on Samantahomestore is secure with the highest levels of transaction security currently available on the Internet. Samantahomestore uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on Samantahomestore are processed through secure and trusted  payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.


What steps does Samantahomestore take to prevent card fraud?

Samanta Furniture realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.


What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively.

 

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.


How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank's website. 


Can I use my bank's Internet Banking feature to make a payment?

Yes. Samantahomestore offer you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.


What is Samantahomestore’s EMI payment option?

Samantahomestore EMI scheme is available for Standard Chartered, Indusland Bank, Citi Bank, HDFC and Kotak Bank credit card holders only. You may choose to pay in 3,6,9,or 12 month instalments. The minimum order value to avail the EMI payment option is Rs 4,000. 

The interest rates on credit cards are displayed at the time of selection of the credit card on the payment gateway page.